Use cases
Payments and Disbursements that Accelerate Your Digital Credit Ecosystem
Collect, disburse, and automate your entire financial operation from a single platform, without friction or delays.
Why TumiPay for Digital Credit Companies?
Fintech and digital credit companies need to move money quickly, securely, and without reprocessing. TumiPay centralizes your entire payment flow so you can receive installments, disburse loans, manage mass collections, and automate your operation without relying on multiple providers.
We connect your business with the main payment methods in Colombia and LATAM so you can grow without limits.
How TumiPay works for online stores
Receive payments from your customers without friction (Pay In)
- Collection of installments and digital payments.
- Enable your preferred collection methods: Bre-B, bank transfers, VISA/Mastercard, and cash payments.
- Immediate confirmation and real-time reports.
Disburse Credits Efficiently (Pay Out)
- Mass disbursements to any bank or digital wallet.
- Disbursements in seconds and automatic reconciliation.
- Reduce manual errors and operational times.
Automate Everything with Our API
- Connect TumiPay to your financial core.
- Automated flows: recovery, disbursement, reminders.
- Centralized management from your own systems.
Operate with a Secure Gateway
- Manage processing from your bank accounts.
- Total control and traceability of every movement.
Benefits for Digital Credit Companies

Reduction of operational costs and manual reconciliations.

Less friction for your customers when paying.

Immediate disbursement to improve user experience.

Greater traceability and risk control.

Fast and secure technological integration.
What our customers say
Testimonials
Customer experiences that speak for themselves
Publicado en Google Julia Alexandra Mamanche MorelesTrustindex verifica que la fuente original de la reseña sea Google. No sé porque me hicieron un giro si nunca e visitado esta página como hago para devolver este dinero yo no autorize ningún desembolsoPublicado en Google hasbleidy milena vega vargasTrustindex verifica que la fuente original de la reseña sea Google. se ofrece como una plataforma de pasarela de pagos pero hacen préstamos de dinero, y usan un método para cobrar a la gente con amenazas en el que acceden de alguna forma a todos los contactos del celular y publican un cartel diciendo que la persona es estafadora. No me pasó a mi pero veo que le está sucediendo a otros conocidos lo reporto por lo que ellos me dicen y es de confianza están usando otro nombre de empresa para hacer el cobro pero el pago se hace a TumipayPublicado en Google Transporte especial Conociendo colombiaTrustindex verifica que la fuente original de la reseña sea Google. Amenazan a la gente cuando se atrasan ojo son unos estafadores y no dan soluciones no tengo crédito con ellos pero varios conocidos míos están en problemas
Since we integrated TumiPay, disbursement times have dropped from days to hours. The control panel gives us full visibility into every transaction. Without a doubt, the best payment partner we’ve had.

Carlos Andrés Mendoza
Chief Financial Officer | E-commerce
We needed a technology partner that understood the credit business. TumiPay understands it perfectly. Disbursement to our clients is agile, secure, and frictionless.

Luisa Fernanda Rincón
CEO | Digital Credit Fintech
The API integration was quick, and the support team was with us every step of the way. Collections and payments work seamlessly. Highly recommended.

Andrés Felipe Pedraza Vargas
CTO | Gaming Platform
Frequently Asked Questions
Does TumiPay grant credit or lend money?
No. We are the payment platform that allows collecting installments and disbursing.
Can I integrate TumiPay with my financial core?
Yes. We have APIs that facilitate automated collection and disbursement flows.
Can I send disbursements to any bank?
Yes, we perform Pay Out to all banks and digital wallets in the country.
What payment methods can I enable for collecting installments?
Bre-B, bank transfers, VISA/Mastercard, and thousands of cash payment points.
How are reconciliations reflected?
TumiPay offers real-time reports and automatic reconciliation within your dashboard.






