Meet Us
We make money move as fast as your business.
The B2B payment infrastructure created in LATAM for LATAM. Smart, interoperable, and designed for every company to take control of its financial operations.
We are the smart layer that connects businesses with the financial ecosystem.
TumiPay was founded in 2020 to solve a structural problem. Business payments in Latin America were slow, fragmented, and costly. Today, we are a modular platform for:
processing over $40M USD monthly, connecting businesses with banks, wallets, APIs, and tools that eliminate friction and accelerate financial operations.
- We build infrastructure, but also experience.
- Technology, but also trust.
- Scalability, but above all purpose.
Our goal is simple: for businesses to have total control over every payment, every collection, every decision.
Our Story
We built TumiPay from market pain points.
It all started when our founder, Marcela Santiago, worked at a delivery startup and experienced firsthand the frustration of not being able to efficiently disburse payments to thousands of delivery drivers.
Marcela understood that to move a country’s digital economy, you first have to move its money.
This is how TumiPay was born: a platform designed for real businesses in Colombia and LATAM—those that need immediate liquidity, security, interoperability, and flexible technology without endless processes or impossible costs. Since then, we have grown:
That “unsolved problem” became the seed of TumiPay.
We are the fintech born from operations, not theory.
The smart payment and data platform that LATAM needs.
By 2030, TumiPay will be an interoperable, secure, and modular ecosystem connecting businesses, people, and financial solutions across LATAM… and beyond.
We build a platform focused on:
Corporate Values
Communication
We speak clearly. We listen more. We connect better.
Proactivity
We anticipate challenges. We solve them before they become problems.
Focus
We do what matters. Without noise. Without dispersion.
Honesty
Integrity in every action, decision, and relationship.
Awareness
We know why we do everything and who it impacts.
Vision
To build by 2030 the global financial infrastructure that allows any company to move its money freely, connecting countries, systems, and payment methods in a simple, secure, and frictionless experience, enabling businesses to scale without limits and with total fluidity.
Mission
We help every company in Latin America flow without friction. We unify payments, eliminate operational burden, and connect the region's financial rails so our clients can focus on what's essential: growth.
Founders
Leadership with Vision and Purpose
Marcela Santiago Rizo and Maira Hernández, both from the Caribbean coast, lead TumiPay with a shared vision: to transform how companies manage their payments.
Their journey in the fintech ecosystem allowed them to gain close insight into challenges such as reconciliation, mass payments, liquidity, fraud, and real-time disbursement.
Today, that knowledge translates into a solution that simplifies operations and generates impact for thousands of companies.
Together, they represent female leadership that builds, complements, and redefines the industry: strategic, technological, and purposeful.
Ready to build your company’s financial future?
TumiPay is the infrastructure you’ve been looking for.